Seven Cures for a Lean Purse

The book which I like to share today is The Richest Man in Babylon by George S. Clason. If you have not read this book yet. Then you must pick up a copy from your local bookstore today and it might just make a different in your life forever. The Richest Man in Babylon is a story set in the ancient city of Babylon.

Through The Richest Man in Babylon, subject of thrift, financial planning and personal wealth have been beautifully put forward in different part of the book. This is truly the book that holds the secrets to acquiring money, keeping money and making money earn more money.

I would like to share with you the Seven cures for a lean purse that is found within The Richest Man in Babylon by George S. Clason.

1. Start to fatten thy purse
No matter how much you earn or make, put aside 10% and not spend it.

2. Control thy expenditure
Budget from the 90% and spend on what's necessary. Although, tough initially, but in time, your spending habit will change.

3. Make thy gold multiply
When your purse fatten, it's time to put your money to work for you.

4. Guard thy treasure from loss
Only when you're able to secure your "small" money, then you're able to secure your "big" money. Study carefully before parting with your money, be sure that it can be safely reclaimed.
Do not be misled by own desire for quick profits. When in doubt consult those who are good at handling money for profits.

5. Make of thy dwelling a profitable investment
Instead of renting a house, own it. However, in today's context, it would be to own the house and rent it out for passive income.

6. Insure a future income
Provide in advance for the needs of your old age and also for your family.

7. Increase thy ability to earn
Cultivate own power, to study and to be wiser, to become more skillful such that you'll have the confidence to achieve your carefully considered desires.

False Information about Tommy Hilfiger

I received this email in my inbox this morning and I feel there is a need to clear this up. If ever you receive this email. Please do not ... do not forward it out because the information is not true.

In a January 2001 press release, the Tommy Hilfiger company denies that their founder ever made such a statement:

"The facts remain simple and cannot be disputed. Tommy Hilfiger did not make the alleged comments, he has never appeared on The Oprah Winfrey Show and, in fact, Ms. Winfrey herself, on her January 11, 1999 program, stated Tommy Hilfiger has never been on her show nor has she ever met him.

"Most importantly, Tommy Hilfiger wants his clothing to be enjoyed by people of all backgrounds and his collections are put together with the broadest cross-section of individuals in mind. To reinforce this, he features models of all ethnic backgrounds in his fashion shows and advertisements."

So pervasive is this rumor that, by 2004, the company had set aside an entire section on their corporate web site to deny it, featuring statements from Hilfiger, Winfrey, the Anti-Defamation League and Hilfiger customers.

Tommy Hilfiger is not the first or last famous person to be falsely accused of publicly telling certain ethnic groups to not buy their products. Liz Claiborne, Lauren Hill and Shakira all stand accused. None of the accusations stand up to scrutiny. Some are based on misunderstandings, while others, like the one above, are complete fabrications built on favorite elements of urban legendry. Break this Chain.


SAMPLE CHAIN LETTER TEXT
Subject: Tommy Hilfiger on Oprah

Hello, please read.... and pass on if you haven't already! Everyone needs to see this.

Good for Oprah!!!! I'm sure many of you watched the recent taping of The Oprah Winfrey Show, where her guest was Tommy Hilfiger. On the show, she asked him if the statements about race he was accused of saying were true. Statements like"...if I'd known African-Americans, Hispanics, Jewish and Asians would buy my clothes, I would not have made them so nice. I wish these people would *NOT* buy my clothes, as they are made for upper class white people."

His answer to Oprah was a simple "YES". Where after she immediately asked him to leave her show. My suggestion? Don't buy your next shirt or Perfume from Tommy Hilfiger. Let's give him what he asked for. Let's not buy His clothes, let's put him in a financial state where he himself will NOT be able to afford the ridiculous

prices he puts on his clothes.

BOYCOTT PLEASE...., & SEND THIS MESSAGE TO ANYONE YOU KNOW

Nothing empowers people quite like their own survival!

END CHAIN LETTER TEXT

The Elephant and the Twig

This is an interesting book which I read a few years back. I remembered I was just looking for books to read when I saw this book. The cover page looks attractive to me so I just picked it up. But after reading it, I found some interesting concepts in the book and I would like to share one particular one with you.

In this book of Geoff Thompson, The Elephant and the Twig, he mentioned about the story of how in India, they train obedience in young elephant.

In life, we are very much the same; if told over a period of time that we cannot escape mediocrity, or there are no ways we can change the environment, eventually our belief will become so strong and so real that we too become like the elephant will believe it.

Our mind is only limited by the restriction we, and a lot of time others, put on it. So open up your mind and let it be free and it will be the MOST POWERFUL resource you can tap into.

Just like we need clean water and clean food to survive and be healthy, our mind need a lot of nutrition too. All this nutrition can come in the form of reading from books.

Knowledge is free and powerful tools ... when put in good use! Enjoy the story : )


The Elephant and The Twig
by Geoff Thompson

"Have you ever heard the story of The Elephant and The Twig? In India they train obedience in young elephants (to stop them from escaping) by tying them to a huge immovable object, like a tree, when they are still very young. The tree is so large that no matter how hard the baby elephant pulls and tugs it cannot break free.

This develops what is known as 'Learned Helplessness' in the creature. After trying so hard and for so long to break the hold, only to be thwarted time and again, it eventually believes that, no matter what it does, it cannot escape. Ultimately, as fully-grown adult weighing several tons, they can tie it to a twig and it won't escape, in fact, it won't even try"

Geoff Thompson

Possibility Thinking

Like to share with you all something from the book 'Tough Times Never Last, But Tough People Do' by Dr Robert H. Schuller about this possibility thinking concept which i feel is a very interesting and very powerful concept These are just part of the book which I want to share
with you all. Pick up and read many other stories about how he applied all he wrote. You can
put it to work too. Take a Chance, Take Charge, Take Control!

BK

"You won't win if you don't begin"

An Excerpt from the book, 'Tough Times Never Last, But Tough People Do'

Possibility thinking. What is it? In essence it is the management of ideas.

I am told that ten thousand ideas are negative. Possibility thinking is the disciplined separation of negative thoughts from positive thoughts by this criterion: Positive thoughts are those that hold undeveloped potential for good.

Impossibility thinkers are people who instinctively react negatively to a possibility-laden idea. They impulsively look for reasons why it can't be done. They quickily abort and idea and forget about it.

The possibility thinking looks at every idea to see if it has possibilities. If it does, he takes an option out on the idea. He does not let it slip.

The point is this: Never underestimate the value of an idea. Every positive idea has within it the potential for success if it is managed properly. How do we manage ideas so effectively that we can be assured of success? Through the Ten Commandments of Possibility Thinking ---- that's how! If you will obey these commandments for possibility thinking, you will be amazed at the success that you will be able to achieve. What are they?

1) Never reject a possibility because you see something wrong with it!

Don't Throw away a suggestion when you see a problem. Instead, isolate the negative from the possibility. Neutralize the negative. Exploit the possibility, and sublimate the negative. Don't ever let negatives kill the positive potential that is within an opportunity.

2) Never reject a possibility because you won't get the credit!

Decisions must never be based on ego needs. They must be based on human needs and market pressures that transcend your own desires. Decide today: Would you rather satisfy your ego--or enjoy the fruit of success?

3) Never reject an idea because it's impossible!

Almost every great idea is impossible when it is first born. The greatest ideas today are yet impossible! Possibility thinkers take great ideas and turn the impossibilities into possibilities. That's progress!

The important issue is whether the idea is a good one. Would it help people who are hurting? Would it be a great thing for our country and our world? If so, then develop a way to achieve what today is impossible.

4) Never reject a possibility because your mind is already made up!

People who never change their minds are either perfect or stubborn. I'm not perfect and neither are you.

5) Never reject an idea because it's illegal!

Listen carefully, or you'll misinterpret this commandment. Some of the
greatest ideas are impossible because they are illegal today. You should never violate the law, but don't reject an idea because it's illegal. You might be able to get the law changed!

6) Never reject an idea because you don't have the money, manpower, muscle, or months to achieve it!

All it takes to accomplish the impossible is mind power, manpower, money power, muscle power, and month power. If you don't have them, you can get them. Spend enough time, use enough energy, develop enough human resources, acquire enough financial capital, and you can do almost anything. Don't reject an idea because you don't the necessary power. Make the commitment to do what's great, then solve the problems. A supersucessful people has very few resources, except the capabilty to take an idea and marshal stronger and smarter people around him to pull it off.

7) Never reject an idea because it will create conflict!

Every idea worth anything is bound to be rejected by people who don't go along with it.

8) Never reject an idea because it's not your way of doing things!

Learn to accommodate. Prepare to compromise. Plan to adjust. A different style, a new policy, a change in tradition--all are opportunities to grow.

9) Never reject an idea because it might fail!

Every idea worth anything has failure potential within it. There is risk in everything.

You never reject an idea because there's some risk involved. You isolate the risk, insulate it, and eventually eliminate it.

10) Never reject an idea because it's sure to succeed!

There are people today who back off if they are sure they will succeed. One reason is that these persons begin to imagine the ego fulfillment this success would give, and with an excuse of being humble, they pull out.

To choose poverty instead of prosperity, failure instead of success, low achievement instead of top-of-the ladder achievement, simply for the sake of being humble, is not super christian. It's dumb. Only successful people can help people who are failing. Only winners will survive to give food to the hungry.

'Tough Times Never Last, But Tough People Do'

Tough Times Never Last, But Tough People Do! by Robert H. Schuller

A book which I read a few year back too by Robert H. Schuller which is called Tough Times Never Last, Tough People Do. And I just have to share with you something I think quite powerful, positive and motivating. Feels free to share it with anyone whom you know might be going through tough times too.

BK

"The ability to share and to give yield greater pleasure than to receive"



Tough Times Never Last, But Tough People Do!

What makes a person survive and thrive? Why are some people tough enough to win over their tough times? These questions have never before been as important as they are today because we are going through some of the toughest times that our country has ever faced. We cannot merely talk about the strategies for success. We have to get down to hardcore principles that will work. And the only principles that we can believe in are principles that are tested, tried, and proven.

The first step will be to put your problems in proper perspective. Sure, you have problems. They may be the worst you've ever faced. But chances are they are not the worst thing that could possibly have happened. No matter how bad it is, it could always be worse. Be glad it's not. Put your problem in proper perspective. Stop making a mountain out of a mole hill.

Everybody has problems. No life is problem-free.

Now you must learn to solve and manage problems. And there is not necessarily a solution for every problem; however every problem can be managed positively. .... To do so, it is necessary to take charge and control of your problems.

These times we're going through are tough, but if you are going to get through them, it's up to you. You must begin to act.

I say to you: you can do anything you want to do. You can be anything you want to be. You can go anywhere from where your are ----- if you are willing to dream big and work hard.

Tough Times Never Last, But Tough People Do! by Robert H. Schuller

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Symphony of Love
Let Us Spread Love Wherever We Go!

The Power of Positive Habits

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–Jack Canfield - #1 NY Times Best-selling author of "Chicken Soup for the Soul"

"Wherever you are in life, your habits determine 95% of your thoughts, feelings and actions. This program shows you how to develop the lifelong habits for great success."

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"Every aspect of our life is determined by our habits, including relationships with those we love. This book teaches you how to acquire new habits that can help improve your relationships...automatically!"

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It's Not About the Bike, My Journey Back to Life

I would like to share a good book I read a few years back by Lance Armstrong with Sally Jenkins, "It's Not About the Bike, My Journey Back to Life." Pardon me for my language.


This is an Autobiography of Lance Armstrong. So who is he? What is so great about him? Lance Armstrong is a Four-time winner of the Tour De France, a cancer survivor, husband, father and a son. It is a very inspiring book.

The book goes about how as a young teenager, he discovered his future as an athlete. At 15, he was already competing against a field of experienced older athletes in Triathlon event and finished 32nd, shocking the other competitors and spectators, who couldn't believe a 15 year-old had held up over the course. During a press coverage, he said that in a few years he'll be right at the top and within 10 years he'll be the best.

People thought he was hilariously cocky. However the following year, he finished 5th. From there, he started his career as a cyclist; how from an amateur cyclist who do not know much about the concept of pacing or tactics and offending other riders and making enemies in the competition where everyone 'gang' up to prevent him from winning the competition. Very interesting culture I got to know from the book about cycling competition, the teamwork in the races; how each and everyone in the race got a part to play.

From there, he went on to become a Professioanl cyclist in Europe where most of the cycling scene is. Where he eventually won one stage in the Tour De France (a race around the perimeter of France which consists of many stages stretching across week and having to make some of the worse climbs) at the young age of 21 and being the youngest in history to win a stage in Tour De France.

It was when he about to reach his peak that he discovered he has cancer.

Straight away, everything turned upside down. First it was his career as a rider, then it was his life at state. Suddenly he realised everything was gone.

Read about his fight against cancer; the Chemotherapy treatment and you think through, "Hey, what's the big deal about the things I am going through now compared to him."

Of cos, he survived cancer. But read about how life gotten worse after that. How he lived in fear of it coming back again. How it nearly ruined his life. How the support of the people around him pulled him through and how the journey back was like for him to go back riding and eventually winning the Tour De France and not only win but a four-time winner of it. All from his own experience.

A great inspiring story of Courage, Love and Support.

It's Not About the Bike, My Journey Back to Life by Lance Armstrong with Sally Jenkins

A Tribute to Those Who Lost Their Lifes During 911

Success Is The Quality Of Your Days
by Dr. Philip E. Humbert

If the events of this week have taught us anything, they have reminded us to live each day to the fullest. We were never promised our full "four score and ten."

Even before the attack this week, I was reminded that our lives are too often cut short. My wife is a nurse, and she told me about a young man, age 44, who recently went to his doctor with a summer cold. He had a cough and couldn't get rid of it, so the doctor gave him some pills and told him to come back if it didn't get better.

It didn't get better, so the man went back. They ran some tests, and discovered that the man has been walking around with lung cancer for months, perhaps years. He is married, with three small children, and now knows that he has only two or perhaps three, weeks to live.

There is a wonderful quote that urges us to make plans as if we'll live forever, but to live as if we'll die tomorrow. The truth is that today - this one day - is the only one we really have. Let us use it well!

The rubble of lower Manhattan sends a wake-up call to live with enthusiasm and to do the things you must do in this life! It sends a challenge to love with gusto and to tell the people you love how much you treasure them! Out of the dust comes challenge to say the words, take the risks, make the investments, and experience the richness of life!

It reminds us that life is short, and we often get on advance notice when our ticket expires,

True success is combination of "having" and "being." Success includes earning money and buying nice things, having a home we are proud of, and leaving something to our children and those who follow.

But success is also about "being." It's about being a person others can love and respect. It's about living and loving every moment of our lives, and being honest with ourselves, and with others. It's about being silly, being in love, being proud, and about grieving when it is our turn to grieve.

There is a huge lie in modern culture that claims, "He who dies with the most toys wins." It is NOT true, my friends!

The truth is that "Those who die with some nice toys, lots of friends, fond memories, a few embarrassments, and a smile on their face, are the true winners in life."

There will be many ways to honor those who were killed and injured this week. It is vital that we support them and their families in very tangible ways, and it will be important that we come together for memorials and times of remembrance.

But I propose that an even greater way to honor their memory is to commit ourselves to living up to our fullest potential. In this moment of sorrow and tragedy, challenge yourself to care, to live, and to love with renewed and outrageous enthusiasm. Pursue your dreams as if you could not possible fail! We can not turn back the clock, but we can live our lives with passion, with honor, with integrity and vigor!

Let us truly live every moment of our lives.

Symphony of Love
Let Us Spread Love Wherever We Go!

From the Book "Awaken The Giant Within"

The Man behind Honda

Let me give you a great example of a man who understood the power of real decision, someone who once decided, would not give up. His name is Soichiro Honda: founder of the Honda Corporation, the maker of Honda cars and motorcycles.

Mr. Honda never allowed tragedy, problems, challenges or the twists and turns of circumstance to get in his way. In fact, he often decided to see some of the biggest Obstacles in his way as mere hurdles in the race to reach his Goals.

In 1938, Mr. Honda was a poor student who had a dream of designing a piston ring that he would sell to and manufacture for Toyota Corporation. Every day he would go to school, and all night long he would work on his design, up to his elbows in grease. He spent what little money he had on his project, and it still wasn't finished. Finally, he hocked his wife's jewelry to continue.

After years of effort he finally designed the piston ring he was sure Toyota would buy. When he took it to them, they rejected it.

He was sent back to school to suffer the humiliation of his teacher's and friend's telling him what an idiot he was for designing such a ridiculous gadget. Was he frustrated? You bet. Was he broke? Yes. Did he give up? No way. Instead he spent the next two years continuing to find ways to make the piston ring better. He had the key formula to Success.

He decided what he wanted. He took action. He noticed whether it was working or not, and when things weren't working out. He kept changing his approach. He was flexible in the way he went about things. Finally after two more years, he refined his design, and Toyota actually bought it!

In order to build his piston factory, Mr. Honda needed concrete, but the Japanese government was gearing up for World War II, so none was available. Once again it looked as if his dream would die. It seemed no one would help him. Again did he quit? Absolutely not! He had decided to build this factory. Since giving up was not an option, he got together a group of his friends, and for weeks they worked around the clock trying different approaches until they found a new way to manufacture concrete.

He built his factory and was finally able to produce his piston rings.

During the war, the United States bombed his factory, destroying most of it. Instead of feeling defeated, Mr. Honda rallied all his employees. He said, "Quickly! Run outside and watch those war planes. What they'll do is drop their fuel cans out of the sky. We need to find out where they drop them and get those Cans, because they contain the raw materials we needed for the manufacturing process. These were the materials they couldn't get anywhere in Japan. Mr. Honda found a way to use whatever life gave him. Finally an earthquake leveled his factory and he was forced to sell his piston operation to Toyota.

But God never closes a door without opening another one, so we need to say alert to see whatever new opportunities life presents us....

When the war ended, Japan was in total turmoil. Resources were scarce in all parts of the country - gasoline was rationed and in some cases nearly impossible to find - and Mr. Honda couldn't even get enough gas to drive his car to the market to buy food for his family. But instead of feeling defeated or helpless, he made a new decision. He decided he would not settle for this quality of life. He asked himself a very powerful question: "How else can I feed my family? How can I use things I already have to find a way to get there?"

He noticed a little motor he had, one that was the size and type to drive a traditional lawn mover, and he got the idea of hooking it up to his bicycle. In that moment, the first motorized bike was created.

He drove it to and from the market, and pretty soon his friends were asking him to make some for them too. Shortly thereafter, he had made so many 'motorbikes' that he ran out of motors, so he decided to build a new factory to manufacture his own. But he had no money, and Japan was torn apart. How would he do it?

Instead of giving up and saying, "There's no way", he came up with a brilliant idea. He decided to write a letter to every single bicycle- shop owner in Japan, telling them that he thought he had the solution for getting Japan moving again, that his motorbike would be cheap and would help people get where they needed to go.

Then he asked them to invest. Of the 18,000 bicycle shop owners who received a letter, 3000 gave Mr. Honda money, and he manufactured his first Shipment. And then he was success, right? Wrong!

The motorbike was too big and bulky, and very few Japanese bought it. So once again, he noticed what wasn't working, and instead of giving up, he changed his approach again. He decided to strip his motorbike down and make it much lighter and smaller.

He called it The Cub, and it became a "overnight Success", winning Honda the Emperor's Award.
Every one looked at him and thought how "Lucky" he was to have come up with this idea. Was he lucky? May be, if L.U.C.K means Labor Under Correct Knowledge. Today Mr. Honda's company is one of the most successful in the World. Honda Corporation now employs over 100,000 people - all because Mr. Honda never gave up.

From the Book "Awaken The Giant Within"

"It is in your moments of decision that your destiny is shaped" - Anthony Robbins

Who Moved My Cheese

Read the book "Who Moved My Cheese" by Dr Spencer Johnson and like to share certain things inside with all of you there. Personally I found them to be quite applicable to me.

Who Moved My Cheese

"Life is no straight and easy corrider along which we travel free and unhampered, but a maze of passages, through which we must seek our way, lost and confused, now and again checked in a blind alley.

But always, it we have faith, God will open a door for us, not perhaps one that we ourselves would ever have thought of, but one that will ultimately prove good for us."

A.J. Cronin

From pages 26 & 27

The Maze was a labyrinth of corridors and chambers, some containing delicious cheese. But there were also dark corners and blind alleys leading nowhere. ...

However, for those who found their way, the Maze held secrets that let them enjoy a better life.

From page 38

"I know we're smarter," Haw said, "but we don't seem to be acting smarter at the moment. Things are changing around here, Hem. Maybe we need to change and do things differently,"

(Thinker: Things are also fast changing now. But are we STILL doing the same things?)

From pages 40 & 41

The more clearly Haw saw the image of himself finding and enjoying the New Cheese, the more he saw himself leaving Cheese Station C.

"Let's go!" he exclaimed, all of a sudden.

"No," Hem quickly responded. "I like it here. It's comfortable. It's what I know. Besides, it's dangerous out there."

(Thinker: Does it remind you of someone you know?)


From page 40

Haw was getting tired of just waiting for their situation to improve. He began to see that the longer they stayed in their Cheeseless situation, the worse off they would be.


(Thinker: Are you tired of how things are now? Or maybe it is still not painful enough?)

Finally, one day Haw began laughing at himself. "Haw, haw, look at us. We keep doing the same things over and over again and wonder why things don't get better. It this wasn't so ridiculous, it would be even funnier."

Haw did not like the idea of having to run through the Maze again, because he knew he would get lost and have no idea where he would find any cheese. But he had to laugh at his folly when he saw what his fear was doing to him.

From page 45 & 46

Haw said, "Sometimes, Hem, things change and they are never the same again. This looks like one of those times. That's life! Life moves on. And so should we."

"If Your Do Not Change, You Can Become Extinct."

From page 40

What Would You Do If You Weren't Afraid?"

From page 50

Whenever he started to get discouraged, he reminded himself that what he was doing, as uncomfortable as it was at the moment, was in reality much better than staying in the Cheeseless situation. He was taking control, rather than simply letting things happen to him.

From page 61

After a while, Haw made his way back to Cheese Station C and found Hem. He offered Hem bits of New Cheese, but was turned down.

Hem appreciated his friend's gesture but said, "I don't think I would like New Cheese. It's not what i'm used to. I want my Cheese back and I'm not going to change until I get what I want."

From page 71

He had to admit that the biggest inhibitor to change lies within yourself, and that nothing gets better until you change.

Still expecting more, than you will have to pick up and the book and read it!

The Science of Getting Rich

Just like to share with you all a book which I read. Just downloaded a FREE copy of The Science of Getting Rich by subscribing to the Ezine from Science of Getting Rich Network and I am reading and digesting the content of the book now. The best thing about this is you do not have to pay for the subscription too.

The Science of Getting Rich is a powerful book and timeless classic from 1910, in the same realm of similar classic book like "Think and Grow Rich" by Napoleon Hill and "As a Man Thinketh" by James Allen.

Although this book has been written for almost a century ago, the lessons inside the book are still much applicable to our life today. In his book, The Science of Getting Rich, Mr. Wallace wrote that there is a certain way to follow for people to get rich and for people, who follow these rules, they too will be able to become rich and otherwise, no matter how hard you work at it, you would not be rich.

I truly believe that there is a certain way or formula, just like what the book mentioned, for people to get rich too. However this is certainly not an easy book to read and digest.You can download a FREE copy of The Science of Getting Rich and print it out and read it and follow it. It is just an 80 pages book which I believe most avid readers would be able to finish in one reading. The advice is for you to read and digest the content in the book in whatever pace that is most suitable to you.

You do not have to rush. Like what is mentioned in The Science of Getting Rich, there is enough richness to go to everyone.